Swiss Stocks PlatinumVISA
**** **** **** 1142
J. MORGAN
Valid thru 07/31
Cards
From tap-and-go in the high street to reconciliation for a fleet
Cards are a payment rail and a control surface: limits, real-time block, and category rules for businesses. The sections below set out the consumer, premium, and business propositions in headline form; your eligibility and the exact product we can offer you depend on a successful application, our card issuer agreement, and your territory.
Card mockups
Swiss Stocks Rewards+Mastercard
**** **** **** 4487
A. BENNETT
Valid thru 11/30
Swiss Stocks BusinessVISA
**** **** **** 8821
NORTHRIDGE LTD
Valid thru 03/32
Built-in controls
Freeze, unfreeze, and monitor card usage instantly from online banking.
Fraud monitoring
Live risk checks and unusual-spend alerts with rapid dispute pathways.
Digital wallet ready
Add eligible cards to mobile wallets for contactless transactions.
Compare card tiers
| Feature | Everyday Debit | Rewards Credit | Business Card |
|---|---|---|---|
| Contactless payments | Included | Included | Included |
| Virtual card support | Included | Included | Included |
| Rewards programme | Not included | Points and cashback | Spend rebates |
| Spending limits | Daily limit controls | Credit limit + instalments | Team limits and policy controls |
| Travel benefits | Standard network benefits | Enhanced travel package | Business travel package |
Debit on your current account
A Swiss Stocks Corp. debit card draws in real time, or within the small negative buffer of an agreed overdraft, on your current account. For retail clients you will have contactless, chip-and-PIN, and online use with 3D Secure. You can see authorisations as “pending” until the merchant finalises, which can be a day or more for some hotels and car hire, even after you check out, until they release a hold that was larger than the final amount.
Consumer credit and rewards
Our credit products may offer a grace period on new purchases, rewards on eligible spend, and, on some tiers, travel insurance, lounge access, or other partner benefits, each governed by a separate pack of terms. The Representative APR, minimum repayment rules, and late-payment charges are in the pre-contract and credit agreement; pay in full to avoid interest on new purchases, where that applies under your product.
- Introductory and balance transfer offers where we run a campaign, always with end dates and a fee where stated
- Instalment plans and split-ticket post-purchase, where the merchant and network support them
Virtual cards in online banking
On suitable accounts you may be issued a virtual view of a card, including a masked number for display in-app and controls to freeze. Not every virtual token can be used at every in-person terminal; the physical plastic remains the default for shop floors where a profile includes one.
Important
The Swiss Stocks Corp. group may issue cards through a licensed partner or a group entity, subject to the operator’s and card scheme’s rules. Credit is subject to status, age, and our lending criteria. Fees, interest, and non-repayment consequences are as set out in the agreement. Always read the full terms for each product you take.